As the insurance market continues to grow and evolve, IHC Specialty Benefits Advisors have access to products with a range of premium cost, benefit and coverage level options. There’s a health insurance product fit for just about any situation:
Comprehensive essential health benefits insurance with access to subsidies to offset costs for those that qualify.
Limited-benefit temporary health insurance for individuals and families between major medical plans.
Oral health is an important part of overall health. Dental plans cover a range of services from routine cleanings to root canals.
Vision plans provide coverage for annual eye exams, glasses and contact lenses.
Private Medicare plans that provide all of the Part A and B benefits of traditional Medicare.
Stand-alone prescription drug coverage plans to supplement Medicare coverage.
Also called “Medigap”, private supplemental plans help cover cost gaps that Medicare may leave behind.
Fixed, lump sum benefits can help fill in the gaps, such as paying for out-of-pocket costs and other living expenses.
Lump sum benefits for covered illnesses like life threatening cancer, heart attack, stroke, and kidney failure.
Supplemental lump sum benefits for covered accidents like sprains, fractures and ruptured discs.
Healthcare is more accessible with virtual doctor’s appointments and discounts on prescriptions and healthcare specialists.
Fixed indemnity benefits to help with the high costs of hospitalization, either alongside another health plan or by itself.
Life insurance coverage for a specified number of years.
Life benefits that do not expire, often combining a death benefit and a savings option.
Coverage with a lower benefit amount specifically for end-of-life expenses.
The Specialty Benefits product portfolio has everything I need to help my clients find the best benefit options for their insurance needs. I love the flexibility of my work schedule and the ability to build a successful future for my family.
Matt Butler
Licensed Insurance Advisor
