Product Portfolio

Health Insurance Products That Keep Pace

As the insurance market continues to grow and evolve, IHC Specialty Benefits Advisors have access to products with a range of premium cost, benefit and coverage level options. There’s a health insurance product fit for just about any situation:

Health Insurance Products That Keep Pace
  • Comprehensive and supplemental plans for individuals and families
  • Medicare options for individuals over 65
  • Temporary coverage for those between jobs
  • Supplemental benefits for those with high out-of-pocket costs
  • Child-only health coverage options

Health Insurance

Comprehensive essential health benefits insurance with access to subsidies to offset costs for those that qualify.

Affordable Care Act (ACA) Plans

Limited-benefit temporary health insurance for individuals and families between major medical plans.

Short Term Medical

Oral health is an important part of overall health. Dental plans cover a range of services from routine cleanings to root canals.

Dental

Vision plans provide coverage for annual eye exams, glasses and contact lenses.

Vision

Medicare Insurance

Private Medicare plans that provide all of the Part A and B benefits of traditional Medicare.

Medicare Advantage

Stand-alone prescription drug coverage plans to supplement Medicare coverage.

Prescription Drug Plans (Part D)

Also called “Medigap”, private supplemental plans help cover cost gaps that Medicare may leave behind.

Medicare Supplements

Supplemental Insurance + Wellness

Fixed, lump sum benefits can help fill in the gaps, such as paying for out-of-pocket costs and other living expenses.

Medical Gap

Lump sum benefits for covered illnesses like life threatening cancer, heart attack, stroke, and kidney failure.

Critical Illness

Supplemental lump sum benefits for covered accidents like sprains, fractures and ruptured discs.

Accident

Healthcare is more accessible with virtual doctor’s appointments and discounts on prescriptions and healthcare specialists.

Telemed + Health Discounts

Fixed indemnity benefits to help with the high costs of hospitalization, either alongside another health plan or by itself.

Hospital Indemnity

Life Insurance

Life insurance coverage for a specified number of years.

Term

Life benefits that do not expire, often combining a death benefit and a savings option.

Permanent

Coverage with a lower benefit amount specifically for end-of-life expenses.

Final Expense

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The Specialty Benefits product portfolio has everything I need to help my clients find the best benefit options for their insurance needs. I love the flexibility of my work schedule and the ability to build a successful future for my family.

Matt Butler

Matt Butler

Licensed Insurance Advisor